Newcomer Finances (2009)

Instructor's Manual

The manual is designed for teachers in adult language classes or workers at settlement agencies. These instructors are not expected to be experts on financial matters.

Among the topics addressed are banking, credit, income tax, government support programs, investments, insurance and fraud.

Each topic area comes with an overview of the subject for instructors as well as a set of materials to use in the classroom or one-on-one with students. The worksheets have been developed for lower-level English language students, to meet a gap in the resources available from other sources. They focus on the knowledge and skills needed to function effectively in the initial settlement period.

Each topic area also contains references to materials available for higher-level language students and to online resources and calculators that can be used in the classroom.

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APA citation
Ottawa Community Loan Fund (OCLF). Newcomer Finances 2009. Web. 3 Feb. 2023 <>
Ottawa Community Loan Fund (OCLF) (2009). Newcomer Finances. Retrieved February 3, 2023, from
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