This booklet is part of the Newcomers Finances series produced by Ottawa Community Loan Fund (OCLF). It begins with a discussion of the relative risk level of guaranteed investment certificates (GICs); government or corporate bonds; mutual funds; and publicly traded stocks.

The authors then explain the purpose of and regulations governing a Registered Retirement Savings Plan (RRSP); a Registered Education Savings Plan (RESP); a Tax-Free Savings Account (TFSA); and a Registered Disability Savings Plan.

The booklet ends with a section on investment scams and how to avoid them.