Finances

Working to learn: Meeting university and college costs (2006)

Lessons in Learning – June 29, 2006

The cost of postsecondary education in Canada has risen sharply since the early 1990s. While larger student loans are covering some of the increased cost, most postsecondary students are relying on employment income and personal savings as their principal source of funds.

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2013-03-07

Mobilizing Private Capital for Public Good – Final Report (2010)

The Canadian Task Force on Social Finance was established in 2010 to identify opportunities to mobilize private capital for public good, within either non-profit or for-profit enterprises. The term “social finance” refers to an approach to managing money that delivers both a social or environmental dividend as well as an economic return.

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2013-02-08

Advancing Social Finance in Canada: Moving Towards Social Impact Bonds (2012)

This presentation explores the opportunities and challenges the Government of Canada faces in advancing social finance initiatives, including social impact bonds (SIBs).

Interest in social finance in Canada is being driven by demand from stakeholders within both the private sector and not-for-profit communities seeking a more strategic investment that provides both a social and an economic return, the author explains.

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2013-01-21

Bringing Social Impact Bonds to New York City (2012)

Presentation at the Fall Institute 2012, Saint John, NB – October 14 – 16, 2012

This presentation offers an overview of a City of New York program aimed at reducing the rate of reoffending among young prison inmates, and funded through an investment vehicle called a social impact bond, which encourages private-sector funding for promising social programs.

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2013-01-08

The evolution of wealth over the life cycle (2012)

Perspectives on Labour and Income, Vol. 24, No. 3 - June 22, 2012

This Statistics Canada study uses a series of surveys to estimate and compare the wealth accumulation process from the young adult years, defined as ages 28 to 34, to the near-retirement period, ages 56 to 62, for three successive cohorts of Canadians who entered adulthood in 1977, 1984, and 1999 respectively.

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2012-12-11

Essential Skills and Finances (2012)

This fact sheet offers examples of how Essential Skills are required to help individuals handle their finances.

For example, numeracy is needed to calculate costs or savings, or to develop a balanced budget. The skill of writing is needed to apply for a loan or a scholarship, while oral communication is used to talk to a financial planner.

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2012-11-19

Tallying the Costs of Post-secondary Education: The Challenge of Managing Student Debt and Loan Repayment in Canada (2010)

This discussion paper, prepared by the Canadian Council on Learning (CCL), looks at the Canada Student Loans Program (CSLP) as a vehicle for promoting equitable access to post-secondary education, particularly for students from lower-income families. Specifically, it brings to light various methods through which student loan repayment can be managed, and evaluates current program approaches.

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2012-05-23

Talking Money With Your Kids (2009)

Prepared by Consolidated Credit Counseling Services of Canada, this booklet gives parents tips for helping their children develop sound skills for managing money.

The authors include information on allowances; teaching children about credit; encouraging children to earn their own money; and setting financial goals.

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Added: 
2011-06-07

Vacation Budgeting (2009)

In this self-help guide, prepared by Consolidated Credit Counseling Services of Canada, the authors offer tips on staying within a budget while enjoying a vacation.

They have included ideas for saving money on air travel, lodging, and rental cars, as well as suggestions to help save money in advance for a planned holiday.

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2011-05-17

Surviving a Layoff: Keeping it Together When You Lose A Job (2009)

This self-help guide, prepared by Consolidated Credit Counseling Services of Canada, looks at both the practical and emotional impacts of losing a job.

The authors discuss financial strategies, including investigating eligibility for benefits and keeping up with bill payments. They also discuss strategies for finding another job and provide tips for coping with the stress of being unemployed.

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Added: 
2011-05-17

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