Financial literacy

This booklet offers tips for living well and saving money at the same time.

The tips are organized by topic, including groceries and food; shopping; household expenses; fitness; health and wellness; special occasions; entertainment; transportation; and recipes.

Since 2011, the Money Matters program has brought volunteer tutors from the TD Bank Group into community learning centres to teach numeracy and financial skills.

This document is one of a series developed by Money Mentors, a not-for-profit credit counselling and money management organization based in Alberta.

Here, the focus is on saving money by having a staycation, which means staying at home and pretending to be a tourist on vacation in the community.

In this brief document, the authors offer tips for achieving goals by saving over a relatively long time frame.

They use as an example a couple whose current monthly spending includes a large amount for dining out and entertainment. They want to maintain part of this lifestyle, and save for their children’s education, a big vacation, and their retirement.

This fact sheet offers tips for saving money on clothing, hair and beauty, and fitness.

The authors say that most women are interested in looking good, and whether that interest comes naturally or is socialized is a question for anthropologists and sociologists to debate. The question they deal with is how to achieve great looks for less.

This fact sheet is one in a series developed by Money Mentors, a not-for-profit credit counselling and money management organization based in Alberta.

Among the tips the authors provide are reconsidering personal budgets; refinancing or consolidating loans; borrowing from family or friends; negotiating with creditors; and declaring bankruptcy.

This document describes a project designed to test whether teaching youth in care about money management, and providing incentives for saving, would improve their financial knowledge, skills, and behaviour. The project was undertaken by Social and Enterprise Development Innovations (SEDI), which helps low-income earners gain financial independence through asset building, financial literacy, and entrepreneurship.

Financial planning can be a challenge for people who work seasonally, are self-employed, or rely on commission sales. In this fact sheet, the authors provide tips for maintaining financial stability in the face of variable income.

The Canadian Centre for Financial Literacy (CCFL) developed a curriculum to train staff in community organizations to deliver financial education programs to their clients. This video shows how that curriculum is being used in a program designed to support women entrepreneurs in Thunder Bay, Ontario.

This video looks at how a workshop developed by the Canadian Centre for Financial Literacy (CCFL) is being used in a youth entrepreneurship program in Elliot Lake, Ontario.

The CCFL workshop has been widely used to train workers in community organizations to deliver financial literacy programs that cover banking and financial services, the use of credit, budgeting, and other topics.