Credit reporting agencies track how individuals use credit cards and loans, and how they pay their bills, then use this information to create each person’s credit report and credit score. Lenders use these reports to decide whether they will lend someone money, and how much they will charge that person to borrow.
This document provides tips for improving thinking skills, with a focus on problem solving, making decisions, and planning and organizing tasks.
The authors have also provided a set of practice exercises to improve thinking skills. The first three exercises focus on understanding a problem; identifying potential solutions; and choosing the best solution.
The authors of this document offer a set of individual strategies for avoiding professional burnout, arranged under the acronym WARTS: Work practices; Attitudes; Relationships; Thoughts; and Self-care.
The strategies are presented in chart form, with sections explaining what to do; why to do it; and how to do it.
Published by the Aboriginal Financial Officers Association of British Columbia (AFOABC), this handbook offers information, tools, and resources to help people make informed decisions about money.
This document is part of a resource package prepared by Alberta Workforce Essential Skills (AWES) to help staff members deliver safety training in the construction sector to workers whose first language is not English. Specifically, this guide is aimed at smaller organizations that may not be able to hire a workshop trainer.
Patients who actively participate in managing their own chronic illnesses can benefit from improved health while, at the same time, decreasing their reliance on the health-care system, according to the authors of this paper. But patient self-management requires solid health-literacy skills, which many Canadians lack.
Written in plain language, this brief guide outlines the steps required to start a business. The authors discuss developing an idea; thinking of a name; finding money to get the business started; writing a business plan; and where to go for help.
They also explain how each of the nine Essential Skills can help with establishing and running a business.
The guide includes a crossword puzzle that uses business-related words.
This is one of a series of fact sheets developed by the Literacy Coalition of New Brunswick (LCNB) to explain the importance of Essential Skills in a variety of settings.
This manual offers a straightforward guide to the often complicated task of writing in English. There are chapters that focus on sentences with action verbs; sentences with “being” verbs; adjectives; adverbs; phrases; and compound structures.
The manual would be helpful both for people whose first language is English and for those who are learning it as a second language.
